9.95% – 35.99% APR
Check Rates
- Fixed APR:
9.95% – 35.99% APR
- Variable APR:
N/A - Min. credit score:
550 - Loan amount:
$2,000 to $35,000** - Loan terms (years):
2, 3, 4, 5* - Time to fund:
As soon as the next business day (if approved by 4:30 p.m. CT on a weekday) - Fees:
Origination fee - Discounts:
Autopay - Eligibility:
Available in all states except HI, VT, MA, ME, NY, WV - Customer service:
Phone, email - Soft credit check:
Yes - Loan servicer:
Avant - Loan Uses:
Debt consolidation, emergency expense, life event, home improvement, and other purposes - Min. Income:
$1,200 monthly
11.79% – 20.84% APR
Check Rates
- Fixed APR:
11.79% – 20.84% APR
- Variable APR:
N/A - Min. credit score:
730 - Loan amount:
$10,000 to $50,000 - Loan terms (years):
3 to 6 years - Time to fund:
Next business day - Fees:
No prepayment penalty - Discounts:
None - Eligibility:
Available in all 50 states - Customer service:
Phone - Soft credit check:
Yes - Min. Income:
Does not disclose - Loan Uses:
Debt consolidation, home improvement, self-employment, and other purposes
8.99% – 35.99% APR
Check Rates
- Fixed APR:
8.99% – 35.99% APR
- Variable APR:
N/A - Min. credit score:
600 - Loan amount:
$2,000 to $50,000 - Loan terms (years):
2, 3, 4, 5 - Time to fund:
As soon as 1 to 3 business days after successful verification - Fees:
Origination fee - Discounts:
None - Eligibility:
Available in all states except DC, IA, VT, and WV - Customer service:
Phone - Soft credit check:
Yes - Loan servicer:
Best Egg and Blue Ridge Bank - Min. Income:
None - Loan Uses:
Credit card refinancing, debt consolidation, home improvement, and other purposes
7.99% – 24.99% APR
$2,500 – $40,000
Check Rates
- Fixed APR:
7.99% – 24.99% APR
- Min. credit score:
660 - Loan amount:
$2,500 – $40,000
- Loan terms (years):
3, 4, 5, 6, 7 - Time to fund:
As soon as the next business day after acceptance - Fees:
Late fee - Discounts:
None - Eligibility:
Available in all 50 states - Customer service:
Phone - Soft credit check:
Yes - Loan Uses:
Auto repair, credit card refinancing, debt consolidation, home remodel or repair, major purchase, medical expenses, taxes, vacation, and wedding
11.72% – 17.99% APR
Check Rates
- Fixed APR:
11.72% – 17.99% APR
- Min. credit score:
640 - Loan amount:
$3,000 to $40,000 - Loan terms (years):
2, 3, 4, 5 - Time to fund:
As soon as 2 to 5 business days after verification - Fees:
Origination fee - Discounts:
None - Eligibility:
Available in all states except MA and NV - Customer service:
Phone, email, chat - Soft credit check:
Yes - Min. Income:
$25,000 - Loan Uses:
Debt consolidation and credit card consolidation
9.57% – 35.99% APR
Check Rates
- Fixed APR:
9.57% – 35.99% APR
- Min. credit score:
660 - Loan amount:
$1,000 to $40,000 - Loan terms (years):
3, 5 - Time to fund:
Usually takes about 2 days† - Fees:
Origination fee - Discounts:
None - Eligibility:
Available in all 50 states - Customer service:
Phone, email - Soft credit check:
Yes - Loan servicer:
LendingClub Bank - Min. Income:
None - Loan Uses:
Debt consolidation, paying off credit cards, home improvement, pool loans, vacations, and other purposes
7.49% – 25.49% APR
with autopay
Check Rates
- Fixed APR:
7.49% – 25.49% APR
with autopay - Min. credit score:
700 - Loan amount:
$5,000 to $100,000 - Loan terms (years):
2, 3, 4, 5, 6, 7* - Time to fund:
As soon as the same business day - Fees:
None - Discounts:
Autopay - Eligibility:
Available in all states except VT - Customer service:
Phone, email - Soft credit check:
No - Loan servicer:
LightStream - Min. Income:
Does not disclose - Loan Uses:
Credit card refinancing, debt consolidation, home improvement, and other purposes
18.0% – 35.99% APR
Check Rates
- Fixed APR:
18.0% – 35.99% APR
- Min. credit score:
540 - Loan amount:
$1,500 to $20,000 - Loan terms (years):
2, 3, 4, 5 - Time to fund:
As soon as 1 to 2 business days after approval - Fees:
Origination fee - Discounts:
None - Eligibility:
Must have photo I.D. issued by U.S. federal, state or local government - Customer service:
Phone, email - Soft credit check:
Yes - Min. Income:
Does not disclose
8.49% – 17.99% APR
(depending on loan term)
Check Rates
- Fixed APR:
8.49% – 17.99% APR
- Min. credit score:
760 - Loan amount:
$600 to $50,000* - Loan terms (years):
1, 2, 3, 4, 5 - Time to fund:
2 to 4 business days after verification - Fees:
None - Discounts:
0.25% reduction with use of AutoPay - Eligibility:
Does not disclose - Customer service:
Phone, email - Soft credit check:
No - Min. Income:
Does not disclose - Loan Uses:
Debt consolidation, home improvement, credit card refinancing
14.3% – 35.99% APR
Check Rates
- Fixed APR:
14.3% – 35.99% APR
- Min. credit score:
640 - Loan amount:
$3,500 to $40,000 - Loan terms (years):
2, 3, 4, 5 - Time to fund:
90% funded within a day13 - Fees:
Origination Fee, $15 Late Fee, $25 NSF Fee - Discounts:
None - Eligibility:
Available in all states except CO, CT, ME, NV, NH, TN, VT, WV, WY, and all U.S. Territories - Customer service:
Phone, email - Soft credit check:
Yes - Loan servicer:
Reach Financial - Min. Income:
$1,000 monthly - Loan Uses:
Debt consolidation, credit card refinancing
8.99% – 29.99% APR10
Check Rates
- Fixed APR:
8.99% – 29.99% APR10
- Min. credit score:
Does not disclose - Loan amount:
$5,000 to $100,000 - Loan terms (years):
2, 3, 4, 5, 6, 7 - Time to fund:
3 business days - Fees:
No fees required - Discounts:
Autopay - Eligibility:
Available in all states - Customer service:
Phone, email - Soft credit check:
Yes - Min. Income:
Does not disclose - Loan Uses:
Solely for personal, family, or household uses
11.69% – 35.99% APR7
Check Rates
- Fixed APR:
11.69% – 35.99% APR7
- Min. credit score:
560 - Loan amount:
$1,000 to $50,000 - Loan terms:
3, 5, or 7 years 8 - Time to fund:
Within one day, once approved9 - Loan types:
Debt consolidation, pay off credit cards, home improvements, unexpected expenses, home and auto repairs, weddings, and other major purchases - Fees:
Origination fee - Discounts:
Autopay - Eligibility:
A U.S. citizen or permanent resident; not available in DC, IA - Customer service:
Phone, email - Soft credit check:
Yes
8.49% – 35.99% APR
Check Rates
- Fixed APR:
8.49% – 35.99% APR
- Min. credit score:
600 - Loan amount:
$1,000 to $50,000* - Loan terms (years):
2 to 7 - Time to fund:
Within a day of clearing necessary verifications - Fees:
Origination fee - Discounts:
Autopay - Eligibility:
Available in all 50 states and Washington, D.C. - Customer service:
Email - Soft credit check:
Yes - Min. Income:
Does not disclose - Loan Uses:
Debt consolidation, credit card refinancing, home improvement, and other purposes
7.8% – 35.99% APR4
Check Rates
- Fixed APR:
7.8% – 35.99% APR4
- Min. credit score:
620 - Loan amount:
$1,000 to $50,0005 - Loan terms (years):
3 or 5 years4 - Time to fund:
As soon as 1 – 3 business days6 - Fees:
Origination fee - Discounts:
None - Eligibility:
Available in all 50 states - Customer service:
Phone, email - Soft credit check:
Yes - Min. Income:
$12,000 - Loan Uses:
Payoff credit cards, consolidate debt, relocate, make a large purchase, and other purposes
Read the full article here