7.99% – 29.99% APR
- Fixed APR:
7.99% – 29.99% APR
- Min. credit score:
Does not disclose - Loan amount:
$7,500 to $50,000 - Loan terms (years):
2, 3, 4, 5 - Time to fund:
If approved, funds sent within 24-72 hours† - Fees:
Origination fee - Discounts:
No - Eligibility:
Available in all states except CO, CT, HI, KS, ND, NV, VT, WV, WI, and WY - Customer service:
Phone - Soft credit check:
Yes - Min. Income:
None - Loan Uses:
Debt consolidation, home improvement, wedding, travel, medical expenses, and other purposes
![](https://hellohomeimprovement.com/wp-content/uploads/2023/08/Primary_Brand-Mark_Blue_RGB_NO-PADDING-768x147.png)
9.95% – 35.99% APR
- Fixed APR:
9.95% – 35.99% APR
- Variable APR:
N/A - Min. credit score:
550 - Loan amount:
$2,000 to $35,000** - Loan terms (years):
2, 3, 4, 5* - Time to fund:
As soon as the next business day (if approved by 4:30 p.m. CT on a weekday) - Fees:
Origination fee - Discounts:
Autopay - Eligibility:
Available in all states except HI, VT, MA, ME, NY, WV - Customer service:
Phone, email - Soft credit check:
Yes - Loan servicer:
Avant - Loan Uses:
Debt consolidation, emergency expense, life event, home improvement, and other purposes - Min. Income:
$1,200 monthly
![](https://hellohomeimprovement.com/wp-content/uploads/2023/08/axos-logo.png)
11.79% – 20.84% APR
- Fixed APR:
11.79% – 20.84% APR
- Variable APR:
N/A - Min. credit score:
730 - Loan amount:
$10,000 to $50,000 - Loan terms (years):
3 to 6 years - Time to fund:
Next business day - Fees:
No prepayment penalty - Discounts:
None - Eligibility:
Available in all 50 states - Customer service:
Phone - Soft credit check:
Yes - Min. Income:
Does not disclose - Loan Uses:
Debt consolidation, home improvement, self-employment, and other purposes
![](https://hellohomeimprovement.com/wp-content/uploads/2023/08/BE_WordLogo_Blue_500px_W.png)
8.99% – 35.99% APR
- Fixed APR:
8.99% – 35.99% APR
- Variable APR:
N/A - Min. credit score:
600 - Loan amount:
$2,000 to $50,000 - Loan terms (years):
2, 3, 4, 5 - Time to fund:
As soon as 1 to 3 business days after successful verification - Fees:
Origination fee - Discounts:
None - Eligibility:
Available in all states except DC, IA, VT, and WV - Customer service:
Phone - Soft credit check:
Yes - Loan servicer:
Best Egg and Blue Ridge Bank - Min. Income:
None - Loan Uses:
Credit card refinancing, debt consolidation, home improvement, and other purposes
![](https://hellohomeimprovement.com/wp-content/uploads/2023/08/Discover_PersonalLoans_Primary_Logo_RGB-768x365.png)
7.99% – 24.99% APR
- Fixed APR:
7.99% – 24.99% APR
- Min. credit score:
660 - Loan amount:
$2,500 – $40,000
- Loan terms (years):
3, 4, 5, 6, 7 - Time to fund:
As soon as the next business day after acceptance - Fees:
Late fee - Discounts:
None - Eligibility:
Available in all 50 states - Customer service:
Phone - Soft credit check:
Yes - Loan Uses:
Auto repair, credit card refinancing, debt consolidation, home remodel or repair, major purchase, medical expenses, taxes, vacation, and wedding
![](https://hellohomeimprovement.com/wp-content/uploads/2023/08/LendingClub_LOGO_BLUE-768x126.png)
9.57% – 35.99% APR
- Fixed APR:
9.57% – 35.99% APR
- Min. credit score:
660 - Loan amount:
$1,000 to $40,000 - Loan terms (years):
3, 5 - Time to fund:
Usually takes about 2 days† - Fees:
Origination fee - Discounts:
None - Eligibility:
Available in all 50 states - Customer service:
Phone, email - Soft credit check:
Yes - Loan servicer:
LendingClub Bank - Min. Income:
None - Loan Uses:
Debt consolidation, paying off credit cards, home improvement, pool loans, vacations, and other purposes
![](https://hellohomeimprovement.com/wp-content/uploads/2023/08/lendingpoint.png)
7.99% – 35.99% APR
- Fixed APR:
7.99% – 35.99% APR
- Min. credit score:
660 - Loan amount:
$2,000 to $36,500 - Loan terms (years):
2, 3, 4, 5, 6 - Time to fund:
As soon as the next business day - Fees:
Origination fee - Discounts:
Autopay - Customer service:
Phone, email - Soft credit check:
Yes - Min. Income:
$20,000 - Loan Uses:
Home improvement, consolidate debt, credit card refinancing, relocate, make a large purchase, and other purposes
![](https://hellohomeimprovement.com/wp-content/uploads/2023/08/lts_lg_h_rgb_pos-768x189.png)
7.49% – 25.49% APR
with autopay
(up to 12 years for home improvement loans)
- Fixed APR:
7.49% – 25.49% APR
with autopay - Min. credit score:
700 - Loan amount:
$5,000 to $100,000 - Loan terms (years):
2, 3, 4, 5, 6, 7* - Time to fund:
As soon as the same business day - Fees:
None - Discounts:
Autopay - Eligibility:
Available in all states except VT - Customer service:
Phone, email - Soft credit check:
No - Loan servicer:
LightStream - Min. Income:
Does not disclose - Loan Uses:
Credit card refinancing, debt consolidation, home improvement, and other purposes
![](https://hellohomeimprovement.com/wp-content/uploads/2023/08/OMF_logo_horz_Sky_2132C-768x71.png)
18.0% – 35.99% APR
- Fixed APR:
18.0% – 35.99% APR
- Min. credit score:
540 - Loan amount:
$1,500 to $20,000 - Loan terms (years):
2, 3, 4, 5 - Time to fund:
As soon as 1 to 2 business days after approval - Fees:
Origination fee - Discounts:
None - Eligibility:
Must have photo I.D. issued by U.S. federal, state or local government - Customer service:
Phone, email - Soft credit check:
Yes - Min. Income:
Does not disclose
![](https://hellohomeimprovement.com/wp-content/uploads/2023/08/penfed-logo.png)
8.49% – 17.99% APR
(depending on loan term)
- Fixed APR:
8.49% – 17.99% APR
- Min. credit score:
760 - Loan amount:
$600 to $50,000* - Loan terms (years):
1, 2, 3, 4, 5 - Time to fund:
2 to 4 business days after verification - Fees:
None - Discounts:
0.25% reduction with use of AutoPay - Eligibility:
Does not disclose - Customer service:
Phone, email - Soft credit check:
No - Min. Income:
Does not disclose - Loan Uses:
Debt consolidation, home improvement, credit card refinancing
![](https://hellohomeimprovement.com/wp-content/uploads/2024/01/Prosper_Marketplace_Corporate_Logo.svg-768x124.png)
6.99% – 35.99% APR
- Fixed APR:
6.99% – 35.99% APR
- Min. credit score:
640 - Loan amount:
$2,000 to $50,000 - Loan terms (years):
2, 3, 4, 5 - Time to fund:
As soon as one business day - Fees:
Origination fee - Discounts:
None - Eligibility:
Available in all states except IA, ND, WV - Customer service:
Phone, email - Soft credit check:
Yes - Min. Income:
None - Loan Uses:
Debt consolidation, home improvement, vehicles, small business, new baby expenses, and other purposes
![](https://hellohomeimprovement.com/wp-content/uploads/2023/08/SoFi_horz_RGB_Turquoise_CircleR_Upwardcropped-768x227.png)
8.99% – 25.81% APR10
- Fixed APR:
8.99% – 25.81% APR10
- Min. credit score:
Does not disclose - Loan amount:
$5,000 to $100,000 - Loan terms (years):
2, 3, 4, 5, 6, 7 - Time to fund:
3 business days - Fees:
No fees required - Discounts:
Autopay - Eligibility:
Available in all states - Customer service:
Phone, email - Soft credit check:
Yes - Min. Income:
Does not disclose - Loan Uses:
Solely for personal, family, or household uses
![](https://hellohomeimprovement.com/wp-content/uploads/2023/08/universal-credit-2-768x98.png)
11.69% – 35.99% APR7
- Fixed APR:
11.69% – 35.99% APR7
- Min. credit score:
560 - Loan amount:
$1,000 to $50,000 - Loan terms:
3, 5, or 7 years 8 - Time to fund:
Within one day, once approved9 - Loan types:
Debt consolidation, pay off credit cards, home improvements, unexpected expenses, home and auto repairs, weddings, and other major purchases - Fees:
Origination fee - Discounts:
Autopay - Eligibility:
A U.S. citizen or permanent resident; not available in DC, IA - Customer service:
Phone, email - Soft credit check:
Yes
![](https://hellohomeimprovement.com/wp-content/uploads/2023/08/UpgradeLogo-FullColor-H-1770x400-1-768x174.png)
8.49% – 35.99% APR
- Fixed APR:
8.49% – 35.99% APR
- Min. credit score:
600 - Loan amount:
$1,000 to $50,000* - Loan terms (years):
2 to 7 - Time to fund:
Within a day of clearing necessary verifications - Fees:
Origination fee - Discounts:
Autopay - Eligibility:
Available in all 50 states and Washington, D.C. - Customer service:
Email - Soft credit check:
Yes - Min. Income:
Does not disclose - Loan Uses:
Debt consolidation, credit card refinancing, home improvement, and other purposes
![](https://hellohomeimprovement.com/wp-content/uploads/2023/08/Upstart_logo_August_2013.svg.png)
6.4% – 35.99% APR4
- Fixed APR:
6.4% – 35.99% APR4
- Min. credit score:
620 - Loan amount:
$1,000 to $50,0005 - Loan terms (years):
3 or 5 years4 - Time to fund:
As soon as 1 – 3 business days6 - Fees:
Origination fee - Discounts:
None - Eligibility:
Available in all 50 states - Customer service:
Phone, email - Soft credit check:
Yes - Min. Income:
$12,000 - Loan Uses:
Payoff credit cards, consolidate debt, relocate, make a large purchase, and other purposes
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