Canada Greener Homes Loan | CMHC

The Canada Greener Homes Loan helps Canadians make their homes more energy efficient and comfortable. The loan is offered in conjunction with the Canada Greener Homes Grant under the Canada Greener Homes Initiative to help Canadian homeowners across the county.

We are working with our partners at Natural Resources Canada to deliver this initiative to provide $4.4 billion in interest-free loans, of up to $40,000 per household, helping up to 175,000 homeowners complete extensive home retrofits on their principal residence.

Make sure you understand what types of retrofits are eligible before applying to the initiative.

To apply for the loan, you need to apply first and be approved for the Canada Greener Homes Grant. If you have already completed your grant process through the Canada Greener Homes Initiative, visit our portal to start your loan process.