Ames National Corporation is a bank holding company. The Bank’s lending activities consist primarily of short-term and medium-term commercial and agricultural real estate loans, residential real estate loans, agricultural and business operating loans and lines of credit, equipment loans, vehicle loans, personal loans and lines of credit, home improvement loans and origination of mortgage loans for sale into the secondary market. The Bank provides a variety of checking, savings and time deposits, cash management services, merchant credit card processing, safe deposit boxes, wire transfers, direct deposit and automated/video teller machine access. The Bank also offer trust services, which include wealth management services. It provides services, such as management assistance, internal auditing services, human resources services and administration, compliance management, marketing assistance and coordination, loan review, financial reporting, and property appraisals.
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